Archive

November 8–14, 2025

Weekly intelligence brief on institutional digital asset developments

GENIUS Act: Stablecoin Landscape - Who's In, Who's Out, and What It Means

Three months after the GENIUS Act became law, the stablecoin landscape is being reshaped. Circle aims for federal licensing, Tether pivots to U.S.-compliant USAT, and DAI sits outside the perimeter. Here's how major stablecoins are positioning for regulatory compliance—and who's likely to survive the cut.

Stablecoins vs. CBDCs vs. Tokenized Deposits: Comprehensive Comparison

November 1–7, 2025

Weekly intelligence brief on institutional digital asset developments

Japan's Yen Stablecoin Works Perfectly - Except for the Companies That Need It Most

JPYC delivers 12-second settlement and near-zero fees for Japan-ASEAN trade, saving ¥20-80 billion annually on unnecessary FX friction. Yet Stellantis, Ford, and every major multinational are legally barred from using it - MiCA blocks EU entities, GENIUS Act blocks Americans, and banking relationships punish defectors. The only winners: mid-sized Japanese exporters and ASEAN grey-zone operators navigating jurisdictional arbitrage.

The GENIUS Act Stablecoin Reshuffle: Who's In, Who's Out, and Why It Matters

Three months after the GENIUS Act became law, the stablecoin reshuffle is underway. Circle and Paxos are executing compliance strategies. Tether launched USAT for U.S. markets. DAI remains in regulatory limbo. Here's the breakdown of who's in, who's out, and what it means for institutions navigating the $300B+ stablecoin market.

Programmable Custody: The Invisible Infrastructure That Decides Who Really Owns What When Money Becomes Code

On October 29, 2025, Paxos accidentally created $300 trillion in PYUSD tokens - then burned them twenty minutes later. You held your keys the entire time. But did you own your crypto? When smart contracts mediate ownership, custody becomes programmable. And whoever writes the code holds the real power.

Google and Coinbase's AI Payments Revolution: The Hidden Costs of Letting AI Move Money

Google and Coinbase launched a protocol that lets AI agents pay each other in stablecoins. Behind the shiny demos and corporate headlines sits a different story - not about innovation, but about control. Once AI can move money, whoever controls the rails controls the economy. And this time, it isn't the banks.

What Tokenization Can Do?

Forget finance for a second. Forget treasuries and condos. Let's talk about you, me, and the weird little moments in life that actually matter. Tokenization isn't just about money—it's about proof, privacy, and power.

Crypto Is Moving Mainstream - But Not in a Good Way!

The GENIUS Act just handed Wall Street the keys to crypto's future. Only banks and chartered entities can issue stablecoins in the U.S. now—backed 1:1 with Treasuries, generating risk-free profits while funding U.S. debt. China's watching. CBDCs are programmable chains. AI compliance has no human override. This isn't the revolution crypto promised—it's institutional capture dressed as innovation.

$1 Billion Lost Every Year - Just From Clicking the Wrong Network

Crypto gives you freedom - but it doesn't forgive mistakes. Over $1 billion disappears annually, not from hacks or scams, but from users clicking the wrong network. Layer 2s, incompatible token standards, and zero safety nets create a minefield where one misclick means permanent loss. Here's why the infrastructure refuses to forgive - and what it means for mainstream adoption.

Why Are There So Many Cryptocurrencies?

Over 20,000 cryptocurrencies exist today. Most are dead. Many never lived. Here's why they keep showing up—and why the FBI just launched a fake token to catch the manipulators.

99% Of Crypto Is Noise. How to Find Real Value in 60 Seconds

99% of tokens are noise. Your edge is learning to mute them, fast. A practical 60-second filter to separate real crypto value from digital confetti.

Who's Holding My Money? The Ugly Truth No One Tells You

You've bought crypto. But do you actually own it? This is the issue they don't explain: wallets, keys, and who's really in control.

Who Spent My Money?

We used to worry about hackers. Now we have to worry about our own software. Because the next time money leaves your wallet, you might not be the one who sent it. Welcome to agent commerce: Where AI doesn't just recommend, it executes.

Your Wallet Just Got A Brain

Shopping used to mean browsing. Then it meant clicking. Now, it might mean nothing more than typing one sentence and walking away. e-commerce as we know it will soon disappear. The new rising king is 1-prompt-shopping, where AI agents act on your desires, stablecoins settle the bill, and the interface disappears.

Liquidity Pools: The Return You See. The Risk You Don't.

Liquidity pools promise passive income, but they rarely deliver it without cost. You're not just earning returns, you're absorbing risk you probably weren't aware of. This isn't investing. It's unaware underwriting.

Why RWA Tokenization Isn't Mainstream? (Yet)

Tokenization hasn't failed, but it didn't skyrocket either, yet. The technology's ready. But the law, compliance, and liquidity systems haven't caught up. And yet, in some corners of the world, this shift is already happening, because the need and pain are what drive adoption.

The Future Isn't Coins - It's Tokens!

Crypto isn't dead. It's just maturing. While everyone in the West debates regulation and watches charts, real-world asset tokenization is already happening - especially in emerging markets. The use cases are real, the rails are built, and some of the smartest builders are bypassing Wall Street entirely.

The $40B Collapse That Changed Crypto Forever

How the collapse of Terra's UST reshaped the conversation around stablecoins, trust, and the future of digital currencies.

Coin vs. Token - What's the Difference?

Making crypto make sense: plain-language explanation of the difference between coins and tokens, with supporting references.

It's on the Blockchain!?

People love saying 'It's on the blockchain!' - but most have no idea what that actually means. Here's a clear, plain-English explanation of what a blockchain is, how it works, and what makes it so powerful.