Risk-Based Approach (RBA)

ComplianceUpdated: October 15, 2025
Also known as: RBA, Risk-Based AML
Tailoring compliance measures based on assessed level of risk

Tailoring compliance measures based on assessed level of risk.

RBA requires firms to assess and categorize customers and transactions by risk level, applying more stringent controls to high-risk situations. This efficient approach focuses resources where risks are greatest rather than applying uniform procedures to all customers.